Easby Gale & Phillipson
Trinity House
Thurston Road
Northallerton
North Yorkshire
DL6 2NA
T: 01609 760960
F: 01609 761189
E: ifa@egandp.co.uk
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Equity Release & Long Term Care
Equity Release
If you are in your mid 50s or older you might have paid off your mortgage, or be close to doing so. The value of your home may have risen a lot since you bought it, but you might still be short of money to spend just to meet your standard of living or help others in the family. Equity release is a way of raising money from the value of your home.
Here at Easby Gale & Phillipson we can look at all your options for releasing a part of the value of your home in return for a cash lump sum, or income to spend as you wish.
Your initial consultation will always be ‘Non-Obligatory’, in order to discuss your financial objectives and help guide you along the path of freeing up some of the value of your home.
This is a lifetime mortgage. To understand the features and risks, ask for a personal recommendation.
Long Term Care
As you get older, health problems may develop, which could make it difficult to cope with everyday tasks. So you might need help to either stay in your own home, or move into a care home.
The state may provide some help towards the cost of this care depending on your circumstances. There are also a number of financial products that can help you pay for long term care.
Here at Easby Gale & Phillipson we can look at all your long term care options and help to ensure that although your long term health may be a concern, the financing of it will not and you can rest assured that there will be no charge for our initial discussions.
For advice please Contact Us now.
EASBY GALE & PHILLIPSON is the trading name of Easby Financial Management Ltd and Gale & Phillipson (Life & Pensions) Ltd which are authorised and regulated by the Financial Services Authority. The Financial Services Authority (FSA) regulates the financial services industry in the UK and their address is 25 The North Colonnade, Canary Wharf, London, E14 5HS. You can check this on the FSA’s Register by visiting the FSA’s website http://www.fsa.gov.uk/register/home.do FSA Number 195080 for Easby Financial Management Ltd and FSA Number 142752 for Gale & Phillipson (Life & Pensions) Ltd, or by contacting the FSA on 0845 606 1234.
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