How we work
The Company
Easby Gale & Phillipson provides bespoke financial planning advice to private individuals and companies. We offer a wide range of specialist services that include advice on personal and corporate investment, Inheritance Tax planning, in-depth taxation, trust and business planning, all types of pension schemes (and employee benefits) as well as an independent mortgage service.
Approach
The success of Easby Gale & Phillipson has been built on three simple maxims developed over 30 years; integrity, professionalism and complete impartiality.
We offer a high quality service that takes care of you over the long term and never loses sight of the fact that, at all times, we must deliver financial planning strategies that fulfil your requirements. This ethic has helped us to retain a high degree of loyalty from our clients and other professionals with whom we work.
Advice & Service Proposition
What sets Easby Gale & Phillipson apart from our competitors is the dedicated and skilled team that work together to deliver a high standard of investment counselling, tax advice and personal service that has become our hallmark.
Our service is designed to meet the needs of individual clients, trustees of family trusts, company pension funds, corporate and business clients.
We have a dedicated in-house research team to select and monitor clients' investments, who hold relevant and professional qualifications such as (1) Chartered Financial Planner, (2) Chartered Institute for Securities & Investment.
In this document, we set out our service and advice proposition. This is presented in a manner that will help you choose what is most suitable to your requirements. There are four parts to our financial planning advice and review services.
1. The ‘Initial Complimentary Discovery Consultation'
2. The ‘Review and Recommendation'
3. The ‘Implementation of Recommendations'
4. The ‘Ongoing Review Service' choices, which provide an overview of how we would continue to work with you in the future to achieve your goals.
* Click here to see our three EG&P Advice & Service Propositions:
| One Off Advice Service | |
| Standard Advice & Review" Service | |
| Wealth Management Advice & Review Service |
Head Office: Trinity House, Thurston Road, Northallerton DL6 2NA
Tel: 01609 760960 Fax: 01609 761189
By email: ifa@egandp.co.uk
Via our website: http://www.egandp.co.uk/
Complimentary Initial Consultation
The purpose behind our Initial Discovery Consultation is:
1. To explain the Review and Recommendation, Implementation of Recommendations and Ongoing Review services.
2. To establish what benefits would result from using our services.
3 To identify what financial planning needs, objectives and plans for the future you may have.
4. For us to give you a brief overview of what action you may need to take.
5. To give you the opportunity to appoint us.
6. To establish what you will have to pay us for our advisory services. Once agreed this will be formally recorded in our Client Fee Agreement before work is undertaken on your behalf.
Review and Recommendations
1. Your Issues
A summary by you on issues you feel are relevant to your financial planning.
2. Investment & Savings
An objective assessment of your risk tolerance and review of your investment and savings plan.
3. Taxation Review
Reviewing opportunities and threats created by the taxation rules.
4. Retirement Planning Review
Reviewing opportunities and threats created by the pension rules, pre- and post-retirement.
5. Family Protection Review
Providing a check of current levels of cover and policy wording to ensure your family and income are protected.
6. Estate Planning Review
Ensuring your estate planning and Inheritance Tax planning wishes are up to date and legally valid.
7. Family Review
Discussing any financial issues affecting your family, e.g. planning children's education.
8. Professional Review
Providing professional updates to your accountant, solicitors and other advisers.
9. Lending & Cash Review
Reviewing your deposit interest rates and mortgage arrangements.
10. Financial Objectives Review
To determine whether your future plans are achievable in your current financial situation and in the future.
11. Recommendation
To identify and recommend specific solutions to your current needs/objectives.
The Financial Services Authority does not regulate taxation and trust advice or legal advice.
Implementation of Recommendations
Easby Gale & Phillipson has considerable buying power for investments and products, which might result from our recommendations. Additionally, we are often able to access bank savings interest rates which are not available to clients direct. As such, we believe that in implementing these arrangements for you, we can potentially achieve further benefits for you.